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Student Health Insurance

The student health insurance plan offered by Santa Clara University is provided by Aetna. All enrolled SCU students taking at least half time units are eligible to enroll into the Aetna PPO plan. 

Under the Affordable Care Act, individuals must now carry health insurance meeting the minimum essential coverage requirements as defined by the federal government. To ensure that students meet the individual mandate, beginning Fall 2014, all new and continuing students (undergraduate, graduate and law) enrolled in at least half time units are required to provide proof of medical health insurance through a mandatory annual on-line process termed “Hard-Waiver Mandatory”.

As a condition of enrollment, SCU requires students to have a health insurance plan, both to protect against unexpected high medical cost and to provide access to quality care.

Students having SCU's Aetna Insurance Plan:


>>Find an Aetna Preferred Provider


>>Steps to download an Insurance ID Card on Your Smartphone  

2. Log into your student account using your SCU. email address as the username and your SCU Student ID# as your password. 
3. Go to 'Quick Links' near the top of your screen 
4. Under My Account, go to 'Account Home'
5. Go to 'Generate ID Card.' Show this card to providers during your visit and you should be all set!

>>Print an Insurance ID Card 

2. Log into your student account using your SCU email address as the username and your SCU Student ID# as your password. 
3. Under My Account, click on 'Account Home' 
4. Click the green 'Generate ID Card' link. 
5. Print this page and show the card to providers during your visit and you should be all set!
 

 Link for all Aetna Insurance needs  New_(animated)

On this site you can:

  • Download a plan brochure or Frequently Asked Questions
  • Submit an enrollment or waiver form
  • Enroll eligible dependents
  • Learn more about discounts and wellness services available to you
  • Email Gallagher Student or engage in live chat using the "Live Help" icon and more.......

 
Click here to view Waiver Requirements (2014-15)

Below are the SCU insurance requirements in order to successfully complete your on-line waiver form.  

  • Health plan must provide unlimited lifetime maximum coverage. 
  • Pre-existing conditions must be covered (with no waiting period). 
  • Health plan must provide coverage for inpatient and outpatient hospitalization in Santa Clara County, CA. 
  • Health plan must provide access to local doctors, specialists, hospitals and other healthcare providers in emergency and non-emergency situations in Santa Clara County, CA. 
  • Health plan must provide coverage for lab work, diagnostic x-rays, emergency room treatment, ambulance services and prescription coverage in Santa Clara County, CA.
  • Health plan must provide coverage for inpatient and outpatient mental health, substance abuse and counseling services in Santa Clara County, CA.  
  • Insurance policy must be underwritten by a U.S.-domiciled (U.S. based) insurance company, or a company that has a claims office in the United States.
Dental Options
1.Delta Dental Care HMO Rates:(Effective from 9/01/2014-8/31/15)
  • Student only$175.84
  • Student+Spouse$283.72
  • Student+Children$287.68
  • Student+Family$403.36

2. Security Life PPO Dental:
Annual Rate requires you to complete quote form online in order to know the premium.

CLICK HERE FOR ENROLLING/VIEWING THE DENTAL PLANS FOR 2014/2015