Services are available to all students regardless of insurance. Learn more about our fees.
SCU students enrolled at least half-time (and ALL F-1/J-1 visa students) are automatically enrolled in the SCU-sponsored Student Health Insurance Plan. However, you have the option to waive this enrollment if your current insurance plan meets the requirements listed below under Waiver Requirements.
To schedule an appointment with the Insurance Coordinator, Tammy Oh, email toh2@scu.edu or call during business hours at (408) 554-4501.
Santa Clara University requires all degree-seeking students enrolled at least half-time (and all F-1/J-1 visa students, even when enrolled less than half-time) to have health insurance. This requirement helps to protect against unexpected high medical costs and provides access to quality health care. Please note that certificate and online programs are excluded from this requirement.
Each year, students are automatically enrolled in and charged for the university-sponsored Student Health Insurance Plan (SHIP), but can waive enrollment if they can provide proof of other U.S. insurance coverage comparable to an Affordable Care Act-compliant plan. The cost of the university sponsored Student Health Insurance Plan is not covered in your tuition; the charge will show up as a separate item on your student account. To waive enrollment, a new waiver must be submitted by the waiver deadline each academic year.
- F-1 visa students will be automatically enrolled into the SHIP regardless of number of units, and can waive enrollment ONLY if the student is
- a dependent on a spouse/parent/partner’s U.S. based employer-offered, Affordable Care Act-compliant plan.
- J-1 visa students will be automatically enrolled into the SHIP regardless of number of units, and are NOT eligible to waive enrollment.
Click here for waiver and enrollment forms, as well as additional information from Gallagher Student Health & Special Risk.
If a claim is submitted through the Student Health Insurance Plan (SHIP), an explanation of benefits (EOB) will be sent to the address or email address that is listed with Aetna.
If you are not on the Student Health Insurance Plan (SHIP), you can submit a claim for possible reimbursement through your individual health insurance dependent on your plan benefits, though we are only considered in-network for those on the Student Health Insurance Plan provided through Aetna. We are out of network for those who do not have our Student Health Insurance Plan (SHIP), so this will largely depend on if you have out of network benefits through your individual insurance.
Learn about how to waive automatic enrollment in the SHIP, including plan requirements, deadlines, and forms.
Learn about the SCU-sponsored insurance, including benefits, premium cost, and filing claims.
Students will be automatically signed up and charged for the SHIP if they meet the following enrollment minimums:
| U.S. Citizens | International (other than F-1/J-1) | F-1/J-1 Students | |
|---|---|---|---|
| Undergraduate | 6+ units | 6+ units | 1+ units** |
| Graduate | at least half-time enrolled* | at least half-time enrolled* | 1+ units** |
| School of Law | at least half-time enrolled* | at least half-time enrolled* | 1+ units** |
| Jesuit School of Theology | at least half-time enrolled* | at least half-time enrolled* | 1+ units** |
*Graduate and Law students are encouraged to verify with their school/program if they are considered half-time enrolled.
**Automatically enrolled and charged for health insurance. J-1 students are NOT eligible to waive enrollment.