Santa Clara University

To help cover the cost of your education, you may be able to take advantage of a variety of student loan programs. Typically, these programs offer low-interest rates and repayment plans that are designed with students in mind. In many cases, you will not have to start repaying these loans until after you have graduated or enroll less than half time.
    
Student loan programs include:

Federal Student Loans
Most students who apply for financial aid are offered some loans that are sponsored by the federal government. These loans are typically included in your Santa Clara University Financial Aid Award.

Federal loan programs include:

• William D. Ford Federal Direct Loans
  The Federal Direct Loan program is generally known as Federal Stafford Loans, this loan program provides you a simple and convenient way to borrow money to pay for your education. Depending on your level of financial need, the federal government may subsidize your interest payments on these loans while you are enrolled.
• Federal Perkins Loans
  The Federal Perkins Loans are low-interest, long-term educational loans awarded annually depending on financial need as determined by the information you provided on the Free Application for Federal Student Aid (FAFSA).
• Federal Graduate PLUS Loans
• Federal Graduate PLUS Loans are from the U.S. Department of Education for students seeking master’s, doctoral, or specialist degrees. The Federal Graduate PLUS Loan enables graduate students to borrow up to the cost of education minus any other financial aid.

Private Alternate Loans
While Federal Students Loans are often the most attractive lending options, you may also wish to consider loans from other sources.

More information is available in the loans section of Funding Education Beyond High School regarding Federal Loans.