Santa Clara University

This seminar provides strategies and suggestions for loan repayment success.  Topics covered include-  Understanding loan terms conditions; knowing how much to repay and to whom; defining short- and long-term financial goals; developing a budget plan and estimating how much you can afford to pay monthly; understanding the options if you can’t afford to make your loan payment (covering loan deferment, forbearance, and the various repayment programs, such as IBR and PAYE); loan forgiveness programs and when you qualify; keeping good financial records.  (Food and Refreshments provided.)      A repeat session will be provided at 4-45 pm in Bannan 139   Note- One on one counseling sessions are also available from 9 am to 9 pm